Cashback 

that gives back

Earn cashback & donate to the causes closest to your heart.
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Your Card, Your Cause, Your Impact

Banking for global (and local) impact

Earn up to 10% cashback* effortlessly and pay it forward to the cause of your choice

* Cashback amount will vary based on merchant offers and the cardholder's subscription amount

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OceanSaver Card

Swipe your Karma OceanSaver Card, and support SDG 14: Life Below Water. Each purchase aids our waters and their inhabitants.

EcoWarrior Card

Every swipe of the Karma EcoWarrior Card supports SDG 13: Climate Action and SDG 15: Life on Land. Each purchase propels a greener, more resilient world, battling climate change and safeguarding biodiversity.

ChangeMaker Card

Karma Card isn't just a method of payment - it's a tool for global change. Swipe to earn cashback to donate to the verified nonprofit of your choice.

HopeGiver Card

The Karma HopeGiver Card backs SDGs 1, 2, and 11: No Poverty, Zero Hunger, and Sustainable Cities. Your purchases boost efforts to end poverty, hunger, and homelessness.

ChangeMaker Card

Karma Card isn't just a method of payment - it's a tool for global change. Swipe to earn cashback to donate to the verified nonprofit of your choice.

LifeSupporter

Choose the Karma LifeSupporter Card to back SDG 3: Good Health and Well-being. Every purchase amplifies the mission for universal health and well-being.

ChangeMaker Card

Karma Card isn't just a method of payment - it's a tool for global change. Swipe to earn cashback to donate to the verified nonprofit of your choice.

ChangeMaker Card

The Karma ChangeMaker Card isn't just a method of payment - it's a tool for global change. Swipe to earn cashback to donate to the verified nonprofit of your choice.

ChangeMaker Card

Karma Card isn't just a method of payment - it's a tool for global change. Swipe to earn cashback to donate to the verified nonprofit of your choice.
Better spending for a better world

Earn cashback at your favorite stores

Our platform makes it easy to earn up to 10% cashback** at the places you love, including your favorite stores, restaurants, travel services, and entertainment venues. Automatically receive cashback whenever you use your card at thousands of locations across the U.S. and online.

* Subject to registration and ID verification

** Cashback amount will vary based on merchant offers and the cardholder's subscription amount

Karma Card
Debit Mastercard

Effortlessly shop, earn, and give back to the causes you care most about. Get your Karma Card Debit Mastercard today to start earning up to 10% cashback** at thousands of locations. Keep or donate your cashback to charitable causes aligned with the United Nations Sustainable Development Goals (SDGs).

* Subject to registration and ID verification

** Cashback amount will vary based on merchant offers and the cardholder's subscription amount

Better spending for a better world

Karma Card

Effortlessly shop, earn, and give back to the causes you care most about — all without spending an extra penny. Get your Karma Card today to start earning up to 10% cashback at 60,000+ merchants. Keep or donate your cashback to charitable causes aligned with the United Nations Sustainable Development Goals (SDGs).

Karmify

Supercharge your current cards with Karma! Earn extra cashback at 10,000+ retailers — on top of what your card already offers — and automatically donate it to causes you love. Shop, earn, and give back without spending an extra dime.

Earn cashback at your favorite stores

Our platform makes it easy to earn up to 10% cashback** at the places you love, including your favorite stores, restaurants, travel services, and entertainment venues. Automatically receive cashback whenever you use your card at thousands of locations across the U.S. and online.

* Subject to registration and ID verification

** Cashback amount will vary based on merchant offers and the cardholder's subscription amount

* Subject to registration and ID verification

Karma Card
Debit Mastercard

Effortlessly shop, earn, and give back to the causes you care most about. Get your Karma Card Debit Mastercard today to start earning up to 10% cashback** at thousands of locations. Keep or donate your cashback to charitable causes aligned with the United Nations Sustainable Development Goals (SDGs).

* Subject to registration and ID verification

** Cashback amount will vary based on merchant offers and the cardholder's subscription amount

* Subject to registration and ID verification

Karmify

Supercharge your current cards with Karma! Earn extra cashback at thousands of stores — on top of what your card already offers — and automatically donate it to causes you love. Shop, earn, and give back.

Better spending
for a better world

Crafting a better world: Karma & the United Nations Sustainable Development Goals

Karma is dedicated to helping you make a meaningful impact. By donating your Karma cashback to charities aligned with the United Nations Sustainable Development Goals (United Nations SDGs), you join a global mission addressing crucial issues like poverty, health, and equality. Each donation supports initiatives from hunger relief to climate action, empowering you to contribute to a sustainable future for all.

* Subject to registration and ID verification

* Subject to registration and ID verification

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Check out our blog for the latest on impact & finance

Dive into Karma's world of change with our blog, The Ripple Effect. Explore sustainability, personal finance, and stories that inspire action.
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October 7, 2023
5 min read

Empowering Equality: SDG 1's Pledge to Eliminate Poverty

Dive into UN Sustainable Development Goal 1: No Poverty. Unearth global poverty figures, its wider implications...
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October 16, 2023
6 min read

Nourishing Our Future: SDG 2's Commitment to Zero Hunger

Explore UN Sustainable Development Goal 2: Zero Hunger. Learn about global hunger challenges, their ramifications ...
View all posts
Karma Connect

The Loyalty Program
That Makes a Difference

Karma Connect is a revolutionary loyalty program designed to transform the way financial institutions engage with their customers. We go beyond traditional cashback rewards, creating a win-win-win situation for card issuers, merchants, and cardholders who are passionate about giving back.
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Karma Connect for merchants

Empower Customers, Elevate Your Brand with Karma Connect
Learn more

Karma Connect
for financial institutions

Deepen customer loyalty, support local causes
Learn more
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Karma Connect for charities

Empower Customers, Elevate Your Brand with Karma Connect
Learn more

Join our community

Let’s change the world together.