The power of automatic cashback* with real cash

Get automatic cashback* on top of your current card rewards. No confusing point system. Thousands of locations. No coupons or receipt scanning. Real cash is yours to keep.
Karmify my cards
* Cashback can be redeemed to your Karma Card
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Unlock maximum cashback with Karma

Unlock up to 5% cashback* at thousands of locations

Get automatic cashback at thousands of locations, both in-person and online, across the United States.
* Cashback rewards vary based on merchant participation and promotions. Users can donate rewards to charity through our platform. Redeeming for personal use requires a Karma Card, transferring rewards to the user's preferred financial account.
Better spending for a better world

Connect your card in minutes✨

Connect your existing credit or debit cards to your Karma User Account with just a few clicks. It's quick, easy, and secure. Once your cards are linked, you're ready to start earning cashback on your purchases.
Karmify my cards
Better spending for a better world

Earn cashback automatically

Earn up to 5% cashback* at thousands of locations - on top of what your cards already offer.
Start earning cashback
* Cashback rewards vary based on merchant participation and promotions. Users can donate rewards to charity through our platform. Redeeming for personal use requires a Karma Card, transferring rewards to the user's preferred financial account.
Better spending for a better world

Shop
as usual 💸

There's no need to change your spending habits with Karma. Simply shop at your favorite stores, dine at your favorite restaurants, and fill up your gas tank as usual.
Karmify my cards

Connect your card in minutes✨

Connect your existing credit or debit cards to your Karma User Account with just a few clicks. It's quick, easy, and secure. Once your cards are linked, you're ready to start earning cashback on your purchases.

Karmify my cards

Earn cashback automatically

Earn up to 5% cashback* at thousands of locations - on top of what your cards already offer.

Start earning cashback
* Cashback rewards vary based on merchant participation and promotions. Users can donate rewards to charity through our platform. Redeeming for personal use requires a Karma Card, transferring rewards to the user's preferred financial account.

Shop
as usual 💸

There's no need to change your spending habits with Karma. Simply shop at your favorite stores, dine at your favorite restaurants, and fill up your gas tank as usual.

Karmify your cards
Learn more

You can keep* your cashback

You can choose to keep your cashback by redeeming it to your Karma Card Account.
Keep my cashback
* Cashback rewards vary based on merchant participation and promotions. Users can donate rewards to charity through our platform. Redeeming for personal use requires a Karma Card, transferring rewards to the user's preferred financial account.

Or donate your cashback

Choose from thousands of charities and causes that you care about.
Donate my cashback

Data & Security you can trust

We've teamed up with Stripe to securely link your card to your Karma User Account. Your data is encrypted, shared only with your approval, and never sold. You can stop sharing your data anytime.
Learn more
What are you waiting for?

Let’s Karmify your cards

Connect your credit or debit cards to your Karma User Account and start earning cashback.
Karmify my cards
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